Don’t try this at home!!!

Plain and simple – it is dangerous to practice law without actual knowledge of what you’re doing.   Not so much dangerous from the standpoint of ”unlicensed practice of law”  but instead that a typical homeowner is not prepared to go into court and face a hostile (and possibly knowledgeable) attorney working for the bank plus deal the [...]

Not making a choice, is a choice. Don’t take it lying down.

“In uncontested cases, most still slip by”
Thanks to Tom Lyons, at the Herald Tribune.  While this article uses examples from Florida it does a good job of highlighting what has become common practice here in Texas.
If you are unwilling to make a choice to fight your foreclosure or struggling mortgage situation you’ve likely sealed your [...]

MERS – Who or What are they?

Recently we came across a great list of data points on MERS.   Prepare to be overwhelmed with the purposeful confusion MERS aims to achieve.  Articles specifically about MERS can be found here.
MERS Basic Corporate Information

MERS is incorporated within the State of Delaware.
MERS was first incorporated in [...]

Ask the question. Do you have a cash out refi?? You do? Great!!!

If you’re a REALTOR helping a seller whose is facing a foreclosure situation in Texas AND they have a home equity loan or cash out refinance you can leverage the Texas Constitution to buy you time.
But you need to takes steps immediately when the seller receives the customary “You Have Been Sued” letters.  But what [...]