Can I trust my mortgage company?

The simple answer is – If it’s not in writing it, NO.
If you have a repayment plan, modification or foreclosure postponement offer get it in writing.  Demanding you agree to an over the phone, verbal agreement is likely worthless and in my opinion proves that they aren’t willing to send it to you in writing.
Does [...]

Texas Foreclosure Procedures

What’s involved?
When: The first Tuesday of every month.

Where: Usually at County Courthouse.
When: Auction typically starts at either 10am or 1pm
Primary Instruments: Promissory Note & Deed of Trust
Type of Foreclosure: Both Non-Judicial & Judicial

Timeline: Typically 60 days.  As fast as 21 days.

Right of Redemption: No, unless tax only foreclosure

Deficiency Judgments: [...]