Freddie buys loan on Sept 09, 9999.

Forget a 30 or 40 year mortgage term.  How about an 8,000 year term!    This is a GREAT example of the fraud and/or negligence perpetrated by many of the mortgage servicers and trustees.
REALTORS:  Whether you are assisting a homeowner with a short sale or loan modification, it will be for naught if the homeowner is foreclosed upon.   [...]

MERS – Who or What are they?

Recently we came across a great list of data points on MERS.   Prepare to be overwhelmed with the purposeful confusion MERS aims to achieve.  Articles specifically about MERS can be found here.
MERS Basic Corporate Information

MERS is incorporated within the State of Delaware.
MERS was first incorporated in [...]

MERS – The shadow agent of the banks

MERS.  You might have heard the word but what does it have to do with your mortgage?   Look on your Deed of Trust or Note and see if it has a MERS # in the top right hand corner or if it mentions Mortgage Electronic Registration System (“MERS”).    If so welcome to the club.
Below you’ll [...]